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List of Government Schemes- Bolstering socio-economic aspects of the country.

Government schemes are started by government to cater to the social and economic welfare of the citizens of the country. These schemes go a long way in improving various socio-economic aspects of the country and as such their awareness is essential for any ‘active citizen’. To judge the candidates’ alertness towards society and country, competitive exams and interview pose questions related to ‘Government Schemes’. The brighter part of keeping yourself abreast of government schemes is that they are easier than most other parts of the static GK section and therefore we present you below some of the prominent Government Schemes which are most likely to feature in prominent competitive examinations-

Some Prominent Government Schemes-

SchemeDate of LaunchSectorProvisions
Atal Pension Yojana  2015PensionSocial Sector Scheme in relation to Pension Sector
Bachat Lamp Yojana2009ElectricityReduction in the cost of CFL(compact fluorescent lamps)
Central Government Health Scheme1954HealthComplete medical care facilities to Government employees(Central) and their family members
Deendayal Disabled Rehabilitation Scheme2003Social JusticeDecreasing disparity related to opportunities, equity, social justice and empowerment of persons with disabilities.
Deen Dayal Upadhyaya Gram Jyoti Yojana 2015Rural Power SupplyProgram aimed at providing uninterrupted power supply to rural sectors of India
Deen Dayal Upadhyaya Grameen Kaushalya Yojna2015Rural DevelopmentProgram to provide rural youth specially, BPL and SC/ST segment of population, with gainful employment by training them.
Digital India ProgrammeJuly 1, 2015Digitally Empowered NationMain objective is to ensure that government services are available to citizens electronically and people get benefited from all the latest technology.
Gramin Bhandaran YojanaMarch 31, 2007AgriculturePromote use of scientific storage in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs.
Indira Awaas Yojana1985Housing, RuralProvides monetary assistance to poor for constructing their houses.
Indira Gandhi Matritva Sahyog Yojana2010Mother CareAn incentive of Rs. 4000 to women (19 years and above) for the first two births.
Integrated Child Development ServicesOctober 2, 1975Child DevelopmentTo Cope with  malnutrition and health problems in children below 6 years of age and their mothers
Integrated Rural Development Program1978Rural DevelopmentSelf-employment program to improve the income-capacity among the poor and this scheme has been merged with another scheme named Swarnajayanti Gram Swarozgar Yojana (SGSY) since 01.04 1999.
Janani Suraksha Yojana2005Mother CareOne-time monetary incentive to pregnant women for institutional/home births through assistance.
Jawaharlal Nehru National Urban Renewal Mission (JnNURM)December 3, 2005Urban Development[7]A programme dedicated to improve the quality of life and infrastructure in the cities.
Kasturba Gandhi Balika VidyalayaJuly 2004EducationTo provide educational facilities (residential schools) for girls belonging to  minority communities, SC, ST, OBC and families below the poverty line(BPL) in Educationally Backward Blocks.
INSPIRE ProgrammeEducationScholarships for elite Science students, Grants and Fellowships for pursuing PhD, Research Grants to researchers.
Kishore Vaigyanik Protsahan Yojana1999EducationScholarship program to motivate students to take up careers in research in the areas of basic sciences, engineering and medicine.
Livestock Insurance Scheme (India)EducationInsurance to cattle and attaining substantial qualitative improvement in livestock and their products.
Mahatma Gandhi National Rural Employment Guarantee ActFebruary 6, 2006Rural Wage EmploymentLegal guarantee for 100 days of employment in every financial year to members of any rural household at the statutory minimum wage of Rs. 120 per day.
Members of Parliament Local Area Development SchemeDecember 23, 1993Each MP has the choice to suggest to the District Collector the works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency.
Midday Meal SchemeAugust 15, 1995Health and EducationLunch (free of cost) to school going children on all working days.
Namami Gange ProgrammeMarch 1995Clean & Protect GangaTo unify the efforts to clean and protect the Holy River Ganga.


National Literacy Mission ProgrammeMay 5, 1988EducationTo improve the literacy rate by educating 80 million adults in the age group of 15 – 35 literate.
National Pension SchemeJanuary 1, 2004PensionPension system based on contribution.
National Scheme on Welfare of FishermenAgricultureAssistance to fishers for construction of house, community hall, tube-wells for drinking water.
National Service SchemeAll-round development through social (or community) service.
National Social Assistance SchemeAugust 15, 1995PensionAssistance to its citizens in case of unemployment, old age, sickness and in other cases of undeserved want.
Pooled Finance Development Fund Scheme
Pradhan Mantri Adarsh Gram YojanaJuly 23, 2010Model VillageDevelopment of SC majority villages.
Pradhan Mantri Kaushal Vikas Yojna April 2015Skill DevelopmentTo encourage youth for development of employable skills by giving monetary rewards by recognition of prior learning or by getting involved training at affiliated centers.
Pradhan Mantri Suraksha Bima Yojana May 9, 2015InsuranceAccidental Insurance with a net premium of Rs. 12 per year.
Pradhan Mantri Jeevan Jyoti Bima YojanaMay 9, 2015InsuranceLife insurance of Rs. 2 lakh with a net premium of Rs. 330 per year.
Pradhan Mantri Jan Dhan YojanaAugust 28, 2014Financial InclusionNational Mission for ensuring access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an convenient manner.
Pradhan Mantri Gram Sadak YojanaDecember 25, 2000Rural DevelopmentAll-season road connectivity to unconnected villages.
Rajiv Awas Yojana 2013Urban HousingIt envisages a “India which slum-free” with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities.
Rajiv Gandhi Grameen Vidyutikaran Yojana April 2005Rural ElectrificationProgramme for providing Electricity & Household Electrification to rural households.
Rashtriya Krishi Vikas YojanaAugust 1, 2007AgricultureAchieve annual growth of 4% in agriculture through development of Agriculture and its allied sectors.
Rashtriya Swasthya Bima YojanaApril 1, 2008InsuranceHealth insurance to poor (BPL), Domestic workers, MGNERGA workers etc.
RNTCP1997HealthTuberculosis control initiative.
Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent Boys2014Skill Development 


It covers all adolescent boys (both school going and out of school) in the age-group of 11 to 18 years and aims at their empowerment.


Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent Girls2011Skill DevelopmentEmpowering adolescent girls (Age) of 11–18 years with focus on out-of-school girls by improvement vocational skills.


Sampoorna Grameen Rozgar YojanaSeptember 25, 2001Rural Self EmploymentProviding extra wage employment and food security.


SwabhimanFebruary 15, 2011Financial InclusionTo provide banking facility to all citizens and to get 5 Crore accounts opened by Mar 2012. Substituted by Pradhan Mantri Jan Dhan Yojana.


Swarnajayanti Gram Swarozgar YojanaApril 1, 1999Rural EmploymentTo bring the assisted poor families above the poverty line through the process of social mobilization, training and capacity building.


SwavalambanSeptember 26, 2010PensionAny citizen of India who is not part of any statutory pension scheme of the Government and contributes between Rs. 1000 and Rs. 12000/- per annum, could join the scheme. The Central Government shall contribute Rs. 1000 per annum to all such citizens.


UdishaChild CareTraining Program for ICDS workers.


Voluntary Disclosure of Income SchemeJune 18, 1997Provides Opportunity to the income tax/ wealth tax defaulters to disclose their income at the prevailing tax rates.


National Rural Livelihood Mission (NRLM)June 2016This scheme will organize rural poor into Self Help Group(SHG) groups and make them capable for self-employment.
National Urban Livelihood Mission (NULM) 24 Sep, 2013This scheme aims at reducing poverty of urban poor households specially, street vendors who constitute an important segment of urban poor by enabling them access skilled wage employment opportunities.


HRIDAY – Heritage City Development and Augmentation YojanaJan 2015Urban DevelopmentThe scheme main objective is to preserve and rejuvenate the rich cultural heritage of the country.
Sukanya Samridhi Yojana (Girl Child Prosperity Scheme)22 Jan 2015The scheme primarily ensures equitable share to a girl child in resources and savings of a family.


Smart Cities MissionJune 25, 2015Urban DevelopmentAims to enable better living and drive economic growth stressing on the need for people centered development.


Atal Mission for Rejuvenation and Urban Transformation (AMRUT)June 25, 2015Urban DevelopmentTo enable better living by rejuvenating infra.
Pradhan Mantri Awas Yojana (PMAY)June 25, 2015HousingTo drive economic growth.



National Child Labour Projects(NCLP)launched in 9 districts in 1987 and has been expanded in January 2005 to 250 districts in 21 different states of the countryChild LabourThe objective of this scheme is to eradicate child labour in hazardous industries by 2010.


Antyodaya Anna Yojna25 December 2000Food Security 






Issue of Ration Cards after the recognition of Antyodaya families, unique quota cards to be recognized an “Antyodaya Ration Card” must be given to the Antyodaya families by the chosen power.

Pradhan Mantri Kaushal Vikas YojanaJuly 15, 2015Skill DevelopmentSeeks to provide the institutional capacity to train a minimum 40 crore skilled people by 2022 [20]
National Food Security Mission2007 for 5 yearsFood SecurityThe aim is to reduce the yield gap in crops through dissemination of improved technologies and farm management practices which are efficient.


Pradhan Mantri Ujjwala Yojana1 May 2016SafetyScheme aimed at providing free LPG connections to households of below poverty line families.


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