Sentences for Underwrite: Learn Underwrite with Examples

The word “underwrite” has multiple meanings, primarily in finance and insurance. It refers to assuming financial risk, guaranteeing financial support, or agreeing to cover potential losses. It is commonly used in investment banking, insurance, and sponsorship contexts. This article provides structured example sentences for ‘underwrite’ at different difficulty levels to help you understand and use the word effectively.

Basic Level Sentences for Underwrite

1. The bank agreed to underwrite the new business loan. (Verb)

Here, “underwrite” means the bank is guaranteeing financial support for the loan.

2. Insurance companies underwrite policies to cover risks. (Verb)

This sentence shows “underwrite” in the context of insurance.

3. The publisher agreed to underwrite the cost of printing the book. (Verb)

Here, “underwrite” means the publisher is financially supporting the printing expenses.

4. The government decided to underwrite the housing project. (Verb)

Shows “underwrite” in a public funding context.

5. A wealthy donor underwrote the school’s new library. (Verb)

This sentence demonstrates financial sponsorship.

6. Her company underwrites health insurance for employees. (Verb)

Refers to a company’s financial responsibility in providing insurance.

7. The local business underwrote the community event. (Verb)

Illustrates underwriting as event sponsorship.

8. Without an investor to underwrite the movie, it couldn’t be made. (Verb)

Shows underwriting in the film industry.

9. He asked the bank to underwrite his home mortgage. (Verb)

Demonstrates underwriting in real estate financing.

10. The airline underwrote the travel insurance for its frequent flyers. (Verb)

Highlights underwriting in travel insurance.

Intermediate Level Sentences for Underwrite

11. The investment firm decided to underwrite the new stock offering. (Verb)

Illustrates underwriting in investment banking.

12. The insurance company carefully underwrites each policy to assess risks. (Verb)

Explains underwriting as a risk assessment process.

13. Without underwriters, companies would struggle to raise capital. (Noun)

Shows the role of underwriters in financial markets.

14. The government underwrote the bank to prevent financial collapse. (Verb)

Shows underwriting as financial intervention.

15. The corporation underwrote a scientific research project on renewable energy. (Verb)

Applies underwriting in a research funding context.

16. Before issuing a loan, banks underwrite the applicant’s financial history. (Verb)

Explains underwriting as part of loan approval.

17. The underwriters ensured the company’s initial public offering was successful. (Noun)

Refers to financial professionals in underwriting.

18. Financial institutions underwrite bonds to support public infrastructure projects. (Verb)

Demonstrates underwriting in municipal bonds.

19. The risk assessment team evaluates every aspect before underwriting an insurance policy. (Verb)

Shows underwriting as a crucial part of risk management.

20. The underwriters of the policy determined the premium based on the applicant’s health history. (Noun)

Illustrates how underwriters influence insurance costs.

Advanced Level Sentences for Underwrite

21. Investment banks typically underwrite public stock offerings to ensure liquidity in the market. (Verb)

Shows underwriting as a financial mechanism in public offerings.

22. The insurance firm refused to underwrite the policy due to excessive risk factors. (Verb)

Demonstrates underwriting decisions based on risk assessment.

23. Governments sometimes underwrite failing industries to stabilize the economy. (Verb)

Explains underwriting as an economic intervention strategy.

24. The financial institution underwrote a multimillion-dollar infrastructure project. (Verb)

Illustrates large-scale underwriting in public infrastructure.

25. Underwriting a high-risk corporate merger requires thorough due diligence. (Verb)

Shows underwriting in mergers and acquisitions.

26. Hedge funds rarely underwrite risky assets without a comprehensive risk assessment. (Verb)

Illustrates underwriting in alternative investment strategies.

27. The syndicate of banks underwrote the entire bond issuance to ensure investor confidence. (Verb)

Shows syndicated underwriting in financial markets.

28. The CEO secured an agreement for the company’s expansion after an investor underwrote the deal. (Verb)

Demonstrates underwriting in corporate growth strategies.

29. Before underwriting a new medical insurance plan, actuaries conduct an extensive analysis. (Verb)

Illustrates underwriting as a data-driven decision-making process.

30. Venture capital firms sometimes underwrite start-ups in exchange for equity stakes. (Verb)

Explains underwriting as a funding method in start-up culture.

Expert Level Sentences for Underwrite

31. To mitigate financial risk, institutions employ reinsurance techniques when underwriting high-value policies. (Verb)

Shows advanced underwriting techniques in insurance markets.

32. Global financial crises often stem from institutions underwriting debt without proper risk assessment. (Verb)

Links underwriting decisions to macroeconomic stability.

33. Underwriters in capital markets conduct rigorous stress testing before approving large-scale asset-backed securities. (Noun)

Describes stress testing in advanced financial underwriting.

34. The underwriting agreement outlined strict compliance clauses to protect against fraudulent investment schemes. (Noun)

Demonstrates underwriting in legal contract enforcement.

35. Financial institutions that underwrite sovereign debt assess a country’s creditworthiness using geopolitical risk models. (Verb)

Explores underwriting in international finance.

36. To underwrite derivative instruments effectively, analysts rely on complex statistical models. (Verb)

Describes underwriting in advanced financial engineering.

37. The Federal Reserve’s intervention included underwriting liquidity injections to prevent systemic collapse. (Verb)

Shows underwriting as a tool for financial stabilization.

38. In global markets, multinational banks collaborate to underwrite complex cross-border transactions. (Verb)

Illustrates international underwriting in large financial deals.

39. Underwriters play a pivotal role in structuring asset-backed securities to optimize investment returns while minimizing default risks. (Noun)

Explains underwriting in structured finance.

40. Modern underwriting practices incorporate artificial intelligence to enhance efficiency and risk mitigation strategies. (Verb)

Shows technological advancements in underwriting.

Mastering Underwrite

Now that you have explored various sentence examples for ‘underwrite,’ you can confidently use the word in different contexts, from basic financial discussions to advanced investment strategies. Understanding ‘underwrite’ in its multiple dimensions ensures you use it appropriately and effectively. Keep practicing by incorporating ‘underwrite’ into your writing and speech!